WealthQ · Health & Life Insurance

What's your family's protection quotient?

Most families are under-insured and never realise it until it's too late. Estimate the cover you actually need in 30 seconds — then get a plan built around it, guided personally by Paramjit Singh Sandhu.

Across leading insurers
Claim-time support
No advisory fee

Protection Quotient

A quick, honest read on your cover gap.

30 sec
0Score

Run the estimate to see how well your family is currently protected.

Term life cover
Income replacement for your family
Health floater
Family hospitalisation cover

Indicative estimate only, based on a standard human-life-value approach. Your final cover and premium depend on health, lifestyle and the insurer's underwriting.

What we cover

Two pillars. One plan that holds.

WealthQ isn't tied to a single company. We compare across India's leading insurers and recommend only what fits your family and budget.

Life insurance

Make sure your family can carry on — the home loan, the children's education, daily life — even if you're not there.

  • Term plans — high cover, low premium
  • Savings & guaranteed return plans
  • Child & retirement plans

Health insurance

One hospital bill can undo years of saving. We build cover that protects your finances when health gives way.

  • Family floater — one cover for everyone
  • Critical illness & top-up plans
  • Senior-citizen health cover
Why WealthQ

Advice that sits on your side of the table.

Buying insurance is easy. Buying the right cover — and getting it paid when it matters — is where most people are left alone. That's the gap we close.

01

One advisor, start to finish

You deal with Paramjit directly — not a call centre that changes every time you ring. The same person who sells you the plan stands by you at claim time.

02

Unbiased comparison

We're not tied to one company. We compare cover, premium and claim records across leading insurers and recommend what genuinely fits.

03

Claim-time support

The real test of insurance is the claim. We help your family prepare documents and follow up with the insurer so nothing stalls.

04

Plain talk, no jargon

You'll understand exactly what you're covered for and what you're not — before you sign, in language that makes sense.

How it works

Covered in three simple steps.

1

Share a few details

A short conversation about your family, income and any existing cover. No paperwork to begin — just a chat on WhatsApp or a call.

2

Get a tailored plan

We compare options across insurers and bring you a clear recommendation — what to take, why, and exactly what it costs.

3

Stay covered, stress-free

We handle the paperwork, remind you before renewals, and stand with your family at claim time. You're never on your own.

PS
Add photo of
Paramjit Singh Sandhu
The advisor
I don't sell policies. I make sure that on the worst day of a family's life, money is the one thing they don't have to worry about.
Paramjit Singh Sandhu
Founder & Principal Advisor, WealthQ

For years, Paramjit has helped families across the region choose health and life cover that actually fits their lives — and stood beside them when it was time to claim. WealthQ is built on a simple belief: insurance should be honest, understood, and personal.

100%Client-first, never product-first
Multi-insurerIndependent comparison
End-to-endFrom advice to claim
Get started

Find out where you stand — at no cost.

Send your details and Paramjit will personally review your situation and come back with a clear, no-pressure recommendation.

Request a free quote

Takes a minute. No spam, no pressure.

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